管理好学生贷款-Managing Your Student Loan Debt

管理好学生贷款-Managing Your Student Loan DebtLTF易文君-文库范文网

　　The cost of higher education continues to rise. Unfortunately, it＇s rising faster than the supply of grant and scholarship funds. This means that students today are leaving school with greater indebtedness than ever before. And yet, student loan defaults are at an all-time low! This can only mean that students today are better informed, and better prepared to take positive steps toward financial responsibility. managing your student loan debtLTF易文君-文库范文网

　　Responsibility toward your student loans doesn＇t just mean staying out of default. It also means staying out of delinquency, keeping your account current. This may not always be easy. But we think these steps will help:LTF易文君-文库范文网

　　* Know Your Rights and Responsibilities.LTF易文君-文库范文网

　　* Know Your Repayment Options.LTF易文君-文库范文网

　　A loan from the Federal Family Education Loan Program (FFELP) offers many more options for repayment than most forms of credit.LTF易文君-文库范文网

　　* Keep in Touch.LTF易文君-文库范文网

　　Stay in close contact with your lender or servicer.LTF易文君-文库范文网

　　* Keep Your Credit Cards Under Control.LTF易文君-文库范文网

　　Or, better yet, avoid them completely until you know you＇re on solid financial ground.LTF易文君-文库范文网

　　* Make a Budget.LTF易文君-文库范文网

　　And make sure that it includes your monthly student loan payment.LTF易文君-文库范文网